Use the Loan Calculator to determine your cost savings with MBCFCU.
Fees
Dormant Account Fee: Fee is accessed after 6 months of account inactivity. Charge: $5 per month. Avoid fee by making deposits via Direct Deposit or during business hours.
Holiday Club: A service fee of $10 is charged if withdrawal occurs more than once between Jan. 1 - Oct. 15th.
Vacation Club: A service fee of $10 is charged if a withdrawal occurs more than twice during the 12 month period.
Loan Application Fee: A $5 fee is charged to pull a credit report for all loan applications.
Dividend Rates
Rates are determined periodically by the Board of Directors.
Dividends are declared on share accounts greater than $100.
Loan Rates
Rates are determined periodically by the Board of Directors.
- Signature Loans: 7.99% APR*
- Share Secured Loans: 4.99% APR*
- Special Loan Program Rates' are based on the Signature and Share Loan Rates. Actual rates under Special Loan Programs may vary given the specifics of the program.
*APR= Annual Percentage Rate as of 9/29/19
Loan amount and term is subject to underwriting approval from the credit committee.