Messiah Baptist Church Federal Credit Union

 


Use the Loan Calculator to determine your cost savings with MBCFCU. 

Fees 

Dormant Account Fee: Fee is accessed after 6 months of account inactivity. Charge: $5 per month. Avoid fee by making deposits via Direct Deposit or during business hours.

Holiday Club: A service fee of $10 is charged if withdrawal occurs more than once between Jan. 1 - Oct. 15th.

Vacation Club:  A service fee of $10 is charged if a withdrawal occurs more than twice during the 12 month period. 

Loan Application Fee: A $5 fee is charged to pull a credit report for all loan applications. 

 Dividend Rates

Rates are determined periodically by the Board of Directors.

Dividends are declared on share accounts greater than $100.

Loan Rates

Rates are determined periodically by the Board of Directors.

  • Signature Loans: 13.99% APR*
  • Share Secured Loans: 6.99% APR*
  • Special Loan Program Rates' are based on the Signature and Share Loan Rates. Actual rates under Special Loan Programs may vary given the specifics of the program.

*APR= Annual Percentage Rate

Loan amount and term is subject to underwriting approval from the credit committee.